Our Team

Scott Kline, RFC  |  President


More than 25 years ago, Scott Kline answered the call for educating and serving that started the firm now known as Advanced Financial Solutions Group, LLC (AFS Group).

A financial professional since 1999, Scott has two decades of experience guiding clients through the vagaries of markets and the economy.

Scott and his wife Mary have 2 children. They share a love of teaching people the Bible and doing all things outdoors, with a keen awareness that life is bigger than work.

Read more about Scott on our About Us page.

Ross Kline  |  Vice President


Ross Kline is a native of Frankfort, KY and an active member of the local community, participating in initiatives with the local Chamber of Commerce and doing volunteer work. He has a deep passion for people and believes every professional’s duty is to use their knowledge and experience to better their community, and that "doing well comes as a result of doing good."

When asked why he decided to become a Financial Advisor, Ross says, "I always knew that I wanted to work in finance, but after trying several fields in the financial industry, I decided on the advisory field because I'm able to focus on doing right by my clients without any kind of sales pressure. Since I'm independent, I have the freedom to control how I interact with my clients and always put their interests first. I want to better the lives of people around me... and being an Advisor enables me to help my neighbors with something as fundamentally important as money."

For recreation, Ross enjoys all outdoor activities and spends most of his spare time mountain biking, golfing, and kayaking. He also takes an annual trip to the Rocky Mountains to snowboard. He and his wife Whitney are major "foodies" and love to travel all over the US, experiencing the local cuisine and going backcountry backpacking. They have two beautiful cats, Blue and Onyx, and live in the Willowcrest neighborhood on the west side of Frankfort.

Daryl Greattinger, CPA  | Chief Accountant


Daryl earned his CPA designation in 1979 and oversees the Monticello location of AFS, working with local clients as a tax efficiency specialist. He and his wife Shelly are dedicated hikers, traveling all around the US to conquer the best hikes. Daryl’s office walls are adorned with maps highlighting those places he and Shelly have conquered!

Nancy Lagoy

Client Services Professional


Robin Masters

Client Services Professional


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John Scott & Ross Kline are independent contractors of Money Concepts International, Inc. All Securities through Money Concepts Capital Corp. Member FINRA / SIPC. 11440 North Jog Road, Palm Beach Gardens, FL 33418 - (561) 472-2000.. AFS Group, LLC is an independent firm not affiliated with Money Concepts Capital Corp.

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